12 Sep 2024 Podcast: Q&A – Home Loan Benefits for Nurses & Refinance Traps

In this solo episode, Evelyn tackles some burning questions from Instagram about mortgages and refinancing. First, she discusses the unique benefits nurses can receive when buying a property, including lenders mortgage insurance waivers and the ability to use more of their variable income for loan serviceability.

Listen and subscribe now on Apple Podcasts or Spotify

She also dives into the details of refinancing when you have both an investment loan and an owner-occupied loan on the same property, breaking down the complexities and rules to keep in mind.

Key topics:

* Special mortgage benefits for nurses, including LMI waivers.

* Refinancing multiple loans (investment & owner-occupied) on a single property.

* Fixed vs. variable loan splits and how they impact refinancing decisions.

Tune in next week for a deep dive into reading and understanding your credit report!

Find out your next step in property finance:

You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at
https://www.everlend.com.au/

There’s plenty more great content to come … so make sure you subscribe now on Apple Podcasts or Spotify so you don’t miss a thing.

You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at ​​https://www.everlend.com.au/

Get in touch:

Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au

You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest‘s content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.

It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.

If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.

Podcast produced with Apiro