Your Local Mortgage Broker Cheltenham

Our friendly local team are experts at making home loans easier, that’s why Cheltenham clients give us lots of 5-star reviews, from your initial consultations, pre-approval to tailored rate negotiations and more, we’re known for going the extra mile for our clients through the entire process.

Here’s how we help:

1. Mortgage Solution Assessments

A local mortgage broker like EverLend can be a invaluable resource when you’re navigating the local Cheltenham property market, loan requirements and therefor suitable loan options. Whether you’re a first-time homebuyer or it’s your fifth investment property, we can help you determine the right loan and lender for your needs.

This includes our expert team analysing your current assets, solo or combined income, current expenses, your credit history, and overall financial readiness for loan approval. At this early stage we can also provide unofficial advice to get you on the right track for your home loan. Just get in touch with is on (03) 7036 3356.

2. The Home Loan Pre-Approval Process 

Our local Cheltenham Mortgage Agents can help during every step of the loan pre-approval process, translating the fine print and more complex details into easy to understand terms. We also work with 60+ lenders to give you a much clearer idea of your budget, and importantly, how it will fit into your current lifestyle.

This is where an experienced team like EverLend can really help, as we’re non-affiliated loan experts, meaning we work for you to find the most suitable loan, not the banks. It’s this simple reason as to why the mortgage broking industry has grown rapidly over the last decade, with more than 70% of Australian’s now using mortgage brokerages for their home loans, commercials loans, personal loans and other financial services.

3. Cheltenham Housing Market Knowledge 

One of the benefits of using local mortgage brokers like EverLend, is understanding the Cheltenham real estate market. If you like, we can provide real insights into property trends & values, the local neighbourhood including ammenities like local Cheltenham school catchments, transport options to Melbourne CBD and around town, local shops, and your investment potential – all helping you to make a more informed decision when buying your new home or investment property.

4. Home Loan Comparison Shopping 

Comparing loans, terms and rates from multiple lenders is the core of what we do for our clients, and why we’ve loads of 5-star Google reviews! We can help you find the most competitive interest rates available, and the most favourable terms for your borrowing power. Simply get in touch with us today on (03) 7036 3356 if you’ve any questions.

5. Paperwork and Application Help 

Mortgage advisors like us are the experts at helping with the prep and submission of your home loan application, and that’s what makes our range of services remarkably valuable. We’ll help you gather the necessary documents and ensure that the application is completed accurately and promptly, reducing the time and stress that it takes to finance your home.

6. We Simplify The Home Loan Process 

There’s no way around it, buying any home involves complex paperwork and processes – that can quite overwhelming for most people. By using a  local Mortgage broker like EverLend, we can simplify the process by guiding you through each-step while answering any questions you may have. From pre-approval, finding the most competitive market rates, accessing your current lender, performing the best mortgage comparisons around, our award-winning mortgage brokers can help!

7. Ongoing Mortgage Support 

When you use a local Cheltenham mortgage broker like EverLend, your relationship doesn’t end after mortgage approval. Our local team provides continued check-ins, annual reviews, updates and support well after your loan goes unconditional. It’s just about your current goals, it’s about your future goals too and that’s where an experienced broker can help you understand your borrowing capacity in the years to come, and help you find the right financial solutions with a more personalised service than banks can provide.

Just get in touch with us on ☎️ (03) 7036 3356 if you are looking for a Mortgage Broker in Cheltenham!

First Home Buyers Cheltenham

Finding the perfect first home is usually daunting, and that’s before you walk into a single bank for pre-approval or start a home loan application. That’s why we think you’ll love our simple, expert advice and friendly local team. We make the entire home loan application process hassle-free for first home buyers, from pre-approval to ongoing support, helping with paperwork, guidance on insurances, stamp duty and more – just call us on (03) 7036 3356 if you’re a Cheltenham first home buyer.

Changing Homes in Cheltenham

If you’re upsizing, downsizing or simply changing your Cheltenham homes, and need financing, our local Cheltenham team have helped others transition seamlessly to their next homes – all without having to deal with the major banks or others in the lending industry who can complicate an often stressful change over. If you know the lending process, we can simply work on negotiating the best rates, just get in touch with us.

Cheltenham Property Investors

In the Cheltenham property market, not all properties or land for sale are great investments. If you’re an investor building an investment portfolio, having the right mortgage consultants (local people) who know the investment property market and property trends in our current market, can make all the difference.

The EverLend Team of brokers are local investors and independent home loan brokers ourselves, and that’s why our Cheltenham mortgage agents can help you financing the right investment property for your needs – choosing from hundreds of mortgage products from over 60 lenders. Not all property loans are created equal, so simply get in touch with us today on (03) 7036 3356 if you’ve any questions.

Cheltenham Home Refinancing

Are you looking to start long-awaited renovations and need refinancing? Has your financial goals or circumstances changed? Lots of people refinance for different reasons, and our expert mortgage brokers Cheltenham can provide simple advice, while working with over 60 lenders to get some of the best refinancing rates around.

You can also use our free online home loan calculators so you can see what any extra payments and refinancing might look like. But for the most seamless mortgage experience, simply get in touch with us today on (03) 7036 3356 or read the reviews from real clients who have refinanced with us before.

Cheltenham Construction Loans

Even with the best project managers and plans, building a new home, detached house, or starting a construction project, like a renovation, granny flat or even an apartment block, can present many unknown challenges.

Development projects are where working with the Best Mortgage Broker Cheltenham really count, with our combined experience and simple loan process for domestic and commercial property – plus business loans, our experienced mortgage brokers can help you remove the financial unknowns and help you find the right construction finance solution and loan structure to move up the property ladder.

Simply get in touch with us today on ☎️ (03) 7036 3356 if you’ve any questions or looking for the best Mortgage Brokers Cheltenham!

Cheltenham, VIC 3192, offers several compelling reasons for homebuyers and investors:

1. Strategic Location: Situated approximately 19 km southeast of Melbourne’s CBD, Cheltenham provides residents with convenient access to the city while enjoying a suburban lifestyle. Hodges
2. Robust Property Market: The suburb has demonstrated steady property value growth, with a median house price of $1,236,000 and an annual capital growth rate of 3.48%. Your Investment Property Magazine
3. High Rental Demand: Cheltenham presents attractive opportunities for rental income, with a median weekly rent of $690 for houses and a rental yield of 3.04%.
4. Excellent Amenities: Home to the Southland Shopping Centre, one of Melbourne’s largest retail hubs, Cheltenham offers residents a wide array of shopping, dining, and entertainment options.
5. Quality Education Facilities: The area is served by reputable schools, including Cheltenham Primary School and Cheltenham Secondary College, appealing to families seeking quality education.
6. Recreational Opportunities: Cheltenham features several golf courses, such as the Victoria Golf Club and the Royal Melbourne Golf Club, providing ample recreational options for residents.
7. Strong Community and Safety: The suburb boasts a strong sense of community and is considered a safe area, enhancing its appeal for families and individuals alike.

These factors collectively make Cheltenham a desirable location for purchasing a home or investment property.

Simply get in touch with us today on ☎️ (03) 7036 3356 if you’ve any questions or looking for the best Mortgage Brokers Cheltenham!

Weather you’re looking to buy your first home or build your property portfolio, there are several major lenders around the Cheltenham area including the big four banks – and we negotiate with lots of them.

The problem is the overwhelming number of financial products, and every lender is selling their own products, which is why 70% of Australians now use a mortgage broker, we work for you, not the banks!

Simply get in touch with us today if you are looking for the best terms and rates, otherwise, here are some other lenders in Cheltenham you could consider:

1. Other Mortgage Brokers Cheltenham

70% of Australians now use a broker over a bank for good reason! A mortgage advisor works for you, which means we can you quickly understand the types of loans available, difference in rates and terms, and unlimitedly get your the best loan for your individuals needs. Other Mortgage Brokers in Cheltenham might include Loan Market Cheltenham, Aussie Home Loans, Mortgage Choice Cheltenham, Lendi Group and many more.

However, if you are looking for Senior Mortgage Brokers who care and are more upfront with your realistic borrowing capacity and effects on your lifestyle, simply get in touch with us today on (03) 7036 3356, even if you are looking for a specific lender – our home loan brokers can help you build a better financial future for you and your family!

2. The Major Banks 

Commonwealth Bank, ANZ Bank, Westpac Bank, National Australia Bank (NAB) and more are all major Australian banks offering home loan products, many with a presence in or around the local Cheltenham area. The “challenge” with banks is that they purely offer their own internal Home loan products – so to shop around, you literally need to walk into every bank (or contact us and we’ll do it for you).

Basically, they don’t compare their loans with other lenders like we do – so you would have to visit 60 banks to do what we do at EverLend! That’s why local mortgage brokers are highly sought after these days and have soo many satisfied customers.

3. Other Non-Bank Lenders

Additional to the big banks, there are what we call “non-bank lenders” who generally don’t have physical offices including ING Bank, Macquarie Bank, ME Bank and more. But like banks, they only offer their own internal home loan products – so you could be extremely limited with the options you get. Just be sure to do your research when going directly to any kind of bank, and also be sure to ask about any fees, like early loan payout fees, overdraw fees etc, loan terms, and likewise the same questions with commercial loans if that’s what you need.

Or for unbiased advice, just contact our expert finance brokers today on ☎️ (03) 7036 3356, we compare 60+ online lenders and offline lenders for you, and help you get your pre-approval, home or investment loan underway – making sure you’ve a seamless experience at all times.