A fixed-rate home loan gives you repayment certainty by locking in your interest rate for a set period, protecting you from market fluctuations. This makes budgeting easier, but many borrowers struggle with loan approval due to strict lending criteria, loan fees, and eligibility requirements. With expert...

Home loans for sole traders can feel out of reach, especially when dealing with inconsistent income and complex financial documents. Unlike PAYG employees, sole traders work hard to build their businesses, yet traditional lenders often see them as high-risk borrowers due to fluctuating taxable income...