Every Australian borrower has been feeling the financial pinch with rising interest rates. But if you've had plans to buy another home or investment property, or refinance, your borrowing capacity has been impacted too. In this episode, Evelyn and Maddie sit down to unpack the ins and outs of borrowing capacity and the impact of interest rates, and what you can do about it.

In this 'finance files' episode, host Maddie unpacks the story of a couple who was able to use the First Home Guarantee (FHG) Scheme to borrow up to $600,000, without needing to come up with a lot of up front cash for a deposit. Based on seven set questions, this regular 'Finance Files' segment reveals the real client stories, including their property goals and the financials, so you can know their position and learn from their experience. Get the notes and details from this episode on Maddie's Instagram and read up on the First Home Guarantee here.

Australian property can be a tough place for would-be buyers, but there are few people who know how to navigate it better than Emily Wallace. Emily is one of Melbourne's top buyer's advocates, co-host of the My Millennial Property podcast and founder of EW Education and The Buying Coach. She joined Evelyn and Maddie to take you inside the mind of a buyer's advocate, so you can understand what it takes to successfully buy your ideal property, the right way, along with many other tips, tricks and insights. Connect with Emily here.