17 Apr Podcast: Finance File – FHB’s 3-Year Journey to Purchasing with Foreign Income
In this episode of You Have My Interest, we’re diving into a real-life case study of first home buyers navigating a complex lending scenario.
10 Apr Podcast: Guest – How to Pay a Deposit on a House – with Mitch Perry
In this week’s episode of You Have My Interest, we’re diving into all things deposits – a term that’s often misunderstood in the property world.
04 Apr Podcast: Deep Dive: LVR Explained (Loan to Value Ratio)
In this episode of You Have My Interest, we’re diving into Loan to Value Ratios (LVR) - a key factor in lending decisions. I’ll break down what LVR is, how to calculate it, and why it matters when applying for a mortgage or refinancing.
26 Mar Podcast: Q&A – Average Australian’s Savings, Spending & Debt Levels by Gender, Income & Location
In this episode, we’re diving into a requested topic of the latest Australian debt statistics, unpacking the average debt levels across different generations and debt types.
20 Mar Podcast: Finance File – Borrowing in a Trust – Proceed with Caution!
In this week's episode, we dive into the complexities of trust lending and how it can be a game-changer for property investors. We also break down what trust lending is, highlight some critical criteria to consider, and deep dive into a customer scenario where a married couple with two kids leveraged this strategy to purchase an investment property.
13 Mar Podcast: Deep Dive – Live First Home Buyer Assessment in WA
In this week's episode of You Have My Interest, we're kicking off a brand-new Deep Dive Segment!
Each month, we’ll tackle a real-life client scenario, giving you an inside look at what we cover during a discovery call with our clients.
06 Mar Podcast: Guest – The Smart Way to Make Property Work for You with Jess Hyland
In this episode, Jess Hyland dives into the world of property investment, sharing her own journey and the smart, strategic approach she takes with her clients. She breaks down why borrowing to your max isn’t always the best move, how to plan for life’s big changes (like starting a family), and why a solid investment should feel secure - not stressful.
01 Jan Podcast: Finance File – Navigating Buying Before Selling and Mat Leave Policies
We’re starting the year with an inspiring Finance File where we helped a long-term client navigate the tricky process of buying and selling property. Discover how we supported a family of five to upgrade their home without relying on bridging finance, secure a competitive fixed-rate loan, and tackle the complexities of selling before buying.
26 Dec Podcast: Q&A – Refinance & FHB Cash Backs, and Offset vs Redraw
In this week's Boxing Day Q&A episode, we dive into listener questions about cashback offers, the key differences between redraw and offset accounts, and how to make the most of your home loan setup.
19 Dec Podcast: Finance File – Leveraging 90% & No LMI for Accountants
In this week’s episode of You Have My Interest, we explore the behind-the-scenes strategy of refinancing and cashing out equity to fund an investment property purchase. We share how our clients used valuation differences to their advantage, unlocking more cash from desktop valuations compared to full inspections. We also discuss why a higher valuation with CBA outweighed better interest rates elsewhere, enabling the clients to secure additional funds for their deposit.