This week, we head into part 2 of our client Q&A, where Evelyn answers four more questions in detail, covering off on everything from taking a sabbatical from work, right through to how you can beat loyalty tax with your current bank.
Welcome to our latest Q&A episode, where we tackle four insightful questions sent in by one of our clients.
In this episode we explore the concept of making extra repayments on an investment loan with an offset account. Does it make sense to pay more into the loan account if you already have funds in the offset? We discuss how this may change whether your loan is interest only or principal and interest.
Let's talk about all things property investment.
To cover this big topic, Evelyn is joined by Trent Alexander, an independent property investment advisor.
In this episode, Evelyn delves into the complexities of novated leases and their implications on loan applications and repayments, with a focus on securing additional funds for property renovations.
In today's Q&A, Evelyn is sent a series of questions from a long term client.
She explains how lenders view contracted employees compared to permanent or full time employees. She also discusses the difference between a contracted employee and an independent contractor, who is actually treated as self employed.
Today we talk commercial lending with Jack Talbot, Director at Leverage Capital.
With experience at Bank of Melbourne and Liberty, Jack ventured into entrepreneurship almost four years ago, focusing on aiding business and self-employed clients.
In today's deep dive episode we're focusing on refinancing.
Discover why people refinance beyond just seeking lower interest rates, learn about potential challenges and gain insights into managing your home loan effectively.
In today's episode, we're diving deep into the state of the economy.
Recently, Evelyn attended an event hosted by the Mortgage and Finance Association of Australia (MFAA) in Melbourne, where we had a presentation from one of the heads of Heron Todd White, a valuation firm, discussing the current economic landscape.
