property finance Tag

30 Mar Podcast: Guest – Finding Market Opportunities & Leaning into Disruption with Ruben Garcia

US real estate influencer Ruben Garcia joins the podcast to shift your mindset about what's really possible in property. Ruben is a real estate agent, coach, consultant and investor based on the US east coast. He's had huge success in sales and business development and is now focused on giving away all of his secrets and strategies. There's many key lessons for Australians who are used to following a 'tried and true', longer-term approach to property investment. Ruben has switched modes to the short-term market and is seeing an instant pay off. He says it is just one example of the importance of getting clear on your goal, and then working out what is the best strategy and vehicle to get you there. He's also focused on the power of disruption - doing things that others aren't doing, and grasping the opportunity that fear and risk brings. Connect with Ruben: https://linktr.ee/Provenbyruben Enjoy!

23 Mar Podcast: Q&A – Pre Approvals – Timing, Credit Scoring, HECS Debt & More!

Continuing on from our previous episode's Deep Dive on Pre Approvals, Maddie hits Evelyn with the big questions on the topic including: - How important are Pre Approvals? - How long is a Pre Approval valid for? - When should you apply for a Pre Approval? - Do Pre Approvals impact your credit score? - Should you pay out your HECS debt before applying for a Pre Approval? Enjoy!

16 Mar Podcast: Deep Dive – Do You Need a Pre Approval?

Most people get a pre approval on their loan because they don’t know how much they can borrow, but in this Deep Dive episode Evelyn and Maddie talk about other reasons why it can be so critical to ensure you are fully assessed by a bank BEFORE you buy. This episode covers:

• What a pre approval is and how the bank assesses this
• The missing puzzle piece in a pre approval to go to formal approval
• Who pre approvals are critical for vs when is it not as necessary
• How long it lasts and whether you can extend your pre approval
• Other added benefits to your pre approval that you may not have considered
• And, what happens if you change jobs during the pre approval period?

Enjoy the chat!

09 Mar Podcast: Finance Files – How to Get the Most Out of Refinancing, Getting A Lower Interest Rate With Your Current Lender and Withdrawing Equity

In this Finance Files episode, Maddie unpacked a investor client story revealing the benefits of talking to your current lender including how to reduce your current interest rate, the benefits of rate lock, and how we withdraw equity. Tune in and let us know if you have any questions!

02 Mar Podcast: Guest – How to Win at Auction with Award Winning Auctioneer Andy Reid

Auctions have become increasingly popular for property sellers, so it is essential for buyers to get equipped with strategies for success. But it is easier said than done - auctions are high pressure and intimidating, especially for those who lack experience. So to help you navigate the tricky world of auctions, we've brought in auctioneer Andy Reid. Andy was named Australian Auctioneer Of The Year 2022 by Real Estate Business, and is one of only 18 Master Auctioneers at the REIV. Andy is a master at inspiring action, with plenty of insights for buyers and sellers alike.

23 Feb Podcast: Q & A – Borrowing Capacity – HECS, Rentvesting & More!

In this Q & A episode, Maddie hits Evelyn with the big and common questions around borrowing capacity, with some important answers for anyone who has goals and aspirations as a home buyer, owner or investor. Tune in!

16 Feb Podcast: Deep Dive – How Borrowing Capacity Is Impacted By Rates

Every Australian borrower has been feeling the financial pinch with rising interest rates. But if you've had plans to buy another home or investment property, or refinance, your borrowing capacity has been impacted too. In this episode, Evelyn and Maddie sit down to unpack the ins and outs of borrowing capacity and the impact of interest rates, and what you can do about it.

09 Feb Podcast: Finance Files – How the FHG Scheme Helped This Couple Stop Renting & Buy Their First Home

In this 'finance files' episode, host Maddie unpacks the story of a couple who was able to use the First Home Guarantee (FHG) Scheme to borrow up to $600,000, without needing to come up with a lot of up front cash for a deposit. Based on seven set questions, this regular 'Finance Files' segment reveals the real client stories, including their property goals and the financials, so you can know their position and learn from their experience. Get the notes and details from this episode on Maddie's Instagram and read up on the First Home Guarantee here.

02 Feb Podcast: Guest – Inside the Mind of a Buyer’s Advocate with Emily Wallace

Australian property can be a tough place for would-be buyers, but there are few people who know how to navigate it better than Emily Wallace. Emily is one of Melbourne's top buyer's advocates, co-host of the My Millennial Property podcast and founder of EW Education and The Buying Coach. She joined Evelyn and Maddie to take you inside the mind of a buyer's advocate, so you can understand what it takes to successfully buy your ideal property, the right way, along with many other tips, tricks and insights. Connect with Emily here.

26 Jan Podcast: Q & A – What’s the Best Product For You?

In the world of property finance there are thousands of loan products, many home loan types and various terminologies. How do you make sense of it all, let alone narrow it all down to find the best option for your circumstances and strategy?